US Reporter

Achieve Financial Freedom Through Credit Consulting with Malik Hall’s Universal Credit Clinic.

Lynda Gomez Lynda Gomez on November 25, 2020

Credit is a double-edged sword—it can become one’s downfall, but in the right hands, it is a formidable weapon. A good credit score brings a wealth of benefits, such as good rates on cars and insurance, lower interest rates on loans, access to perks, and rewards in many forms. On the other hand, a bad credit score can not only bring higher rates but even rejection of loan and job applications altogether. Malik Hall is a credit consultant who found his place in the industry after his own mishaps with bad credit.

Credit scores reflect a person’s creditworthiness—that is, higher credit scores are associated with the likelihood of a person to pay dues on time. The scores are generated based on many factors, including the number of open accounts, total debt, and repayment history. Still, given unfavorable conditions, people can get bad credit by unwillingly failing to fulfill financial obligations to credit institutions.

Malik Hall founded Universal Credit Clinic, a Southeastern-based company that caters to clients from across the United States and Canada. Clients with extremely low credit scores can get their scores repaired to enjoy the benefits of good credit. On the other hand, even clients with good credit scores can benefit from the services offered by the company. There is always room for improvement, and even clients with a considerably high score can grow their scores even further.

It was through extensive research that Malik Hall learned about the in-and-out of credit and credit repair. Once he grew confident of the depth of his knowledge on the matter, he reached out to various creditors and got three major credit bureaus to remove the negative items in his credit report. The process had been full of uncertainty, embarrassment, and overall negativity, and the relief of successfully getting through it was palpable. It was then that he realized that he wanted to help others be free of the weight that bad credit has on one’s shoulders.

Given such a background, the credit repair consultant can connect to the company’s clients on a personal and professional level, which is more than can be said about existing creditors and credit repair specialists. This connection drives him to care for each task with passion and transparency, which, in turn, builds the client’s confidence and respect for the company. These qualities are his greatest assets, as mapping out a plan with the clients helps build rapport and establish an understanding of how they will achieve success.

With a team of highly qualified credit repair consultants, the company hopes to grow to cater to more national clients. The company helps improve its clients’ credit scores to the best that it can be, and it caters to everyone regardless of status or situation with no judgment. Credit is vital as it can affect almost every personal necessity. The company operates with the belief that nobody should be hindered from living the life they want with the things.

Learn more about Malik Hall and Universal Credit Clinic by following him on Instagram. You can find his work with #MalikHall, #MalikFromTMobile, and #MalikTheCreditGuru.

Aspire Score Inc. Enriching People’s Financial Lives

Lynda Gomez Lynda Gomez on November 25, 2020

They say that money doesn’t make the world go round. But there’s no denying that finances play a major role in a person’s life. Sadly, not everyone is in a great position, money-wise. People are getting into debt, leading to a very unstable financial future. Credit fixing and financial expert company Aspire Score hopes to change that trajectory for the many Americans that want a better economic life for themselves and their loved ones. 

Aspire Score is on a mission to enhance their clients’ credit reports and enrich their credit scores, which ultimately will lead to more financial abundance in the future. The company started over five years ago through the efforts of credit expert Michael Perfetti. The finance and credit guru uses the latest industry tactics to permanently delete unwanted items in an individual’s credit history, leading to better FICO scores. 

The FICO scoring system is the primary way financial institutions in the United States ultimately affect a person’s purchasing decisions. The scoring system influences everything from the kind of home people can buy, cars they can purchase, jobs they get, businesses entrepreneurs can start, and other aspects of their lives. Most Americans don’t know what their credit scores are and how they can improve them. Through companies like Aspire Score Inc., Americans get the chance to gain a better life by improving their credit ratings.

Michael started his journey in the finance world by working for a collection agency in Southern California. He would make over four thousand cold calls a month to people facing defaults on their credit cards, loans, and mortgages. While working in that role, Michael Perfetti realized how many people needed help with their credit. He saw a gap in the system that left most people uneducated on why they get into such financial messes and how to get out and stay out of money troubles. 

Armed with a passion for helping people and the technical know-how to get people out of their financial woes, Michael started Aspire Score Inc. Today, Michael serves multitudes of clients by assisting them in removing negative items and improving their credit scores. Ultimately, Michael’s work has positively changed the way of living of many of his satisfied and grateful clients.

Aspire Score Inc. uses the latest secure and encrypted software to gather people’s financial information and load it into a CRM. The company then works to find means and strategies to start repairing a person’s credit history in the shortest time possible. Aspire’s clients have seen results in as soon as thirty days on many occasions. Moreover, the fixes made are always permanent. The company never turns down a client, no matter how dire their situation might be.

On top of credit repair, Aspire Score also provides various other services, such as tradelines, personal funding, business funding, and financial coaching. One of the more unique aspects of the credit fixing company’s service is its money-back guarantee, a bold promise that ensures that people get results in the soonest time possible. “If we don’t perform, we don’t get paid,” declares Aspire Score’s guarantee.

What drives Michael Perfetti more than anything is the many stories and testimonies he gets from clients whose lives have greatly improved through his company’s help. He hopes to educate and assist as many Americans as he can to reach their financial goals. 

To learn more and reach out to Aspire Score Inc., check out its website.

Jaime Sandoval: Boosting Credit Scores and Credit Education Through BTX Financial

David Peers David Peers on November 11, 2020

Best known for fixing and growing credit scores in only six months or less, BTX Financial, spearheaded by Jaime Sandoval, is at the forefront of helping clients make the informed decisions geared towards attaining peace of mind, financial security, and financial success. 

BTX Financial is a rising credit repair and education company founded by Jaime Sandoval. Its ultimate mission is to help clients establish, repair, rebuild clients’ credit profiles. On top of this, the company seeks to properly educate clients about the fundamentals of credit to help them arrive at wise financial decisions that will lead them towards financial freedom. 

Jaime Sandoval is the great mind behind BTX Financial. Through his leadership, the company’s credit experts dedicate their time and efforts to restoring and boosting credit scores in the most effective and efficient ways possible. 

For potential clients who are unsure about their credit issues, BTX Financial provides a free consultation to enlighten them as to what can be done for their situation. After the company’s team of experts start working on the client’s credit, they can expect approval for new credit, auto loans, home loans, and refinancing. Moreover, the rising credit repair company seeks to accomplish its goals for the client in as little as 30 to 45 days. There are no monthly retainers, and the company utilizes a “Pay Per Delete” model.

The client will have access to all three credit bureaus in the United States and unlimited disputes. If no negative items from the client’s credit are removed after 90 days, a “money back” or refund is guaranteed. Furthermore, all services from BTX Financial and Jaime Sandoval are accessible by the clients online 24/7.

More than its reliable service to clients, BTX Financial ensures transparency when it comes to the processes of repairing credit, how credit works, and how to get out of debt faster. For Jaime Sandoval, communication is key to keeping clients secured and satisfied. He ensures that the company does not leave clients wondering what is going on with their credit. In addition, professionalism and work ethics are what keeps the credit company intact. “We do everything based on the FRC law and do not interact on any illegal ‘credit sweeps’ to help clients get results faster by lying to the bureaus,” expresses Jaime.   

Today, BTX Financial continues to thrive in the competitive credit repair market. With its transparent approach, legal methods, and fast, reliable results, clients will surely have a positive and fulfilling credit repair, growth, and education experience with the team. 

“Our only mission is to help clients improve and fix their credit by not only removing negative items but also educating them on how to add positive accounts and how many and credit works,” shares the founder of BTX Financial.

In the future, Jaime Sandoval hopes to expand the reach of BTX Financial. He hopes to take care of the processing and onboarding and communication with clients at a greater level. He also envisions building a sales team as well while managing the entire operation. 

Learn more about BTX Financial by visiting its official website.