People make guarantees all the time. But unfortunately, not everyone follows through with them. But when David J Howie makes a promise, he delivers on it. Still, that’s yet to be determined in many cases, as no one has been able to cash in on the wager since it started. But no one’s complaining, given that many of his clients are glad they’re not maximizing this promise.
For the past few years, David’s company iFinance Real Estate has made one promise— to give anyone who gets a better mortgage rate elsewhere $1,000. Since then, the company has taken off. David J. Howie, MSFA, has created a strong recall for him and his brand, especially in serene South Lake Tahoe, California, where he resides. But iFinance also works with clients all over the California area, serving people from all walks of life and providing some of the most reliable mortgage brokering services in the region and beyond.
Before entering the mortgage industry, Howie Jr. studied and garnered a Master of Science degree in Financial Analysis at the University of San Francisco. Since then, he has spent the last two decades building a notable career in helping people find the best mortgages and acquire their dream houses or grow their real estate investment portfolios. Because of his knowledge, expertise, and experience, David Howie can access wholesale rates and offer rates up to 50 or 100 bps lower than most real estate mortgage professionals do.
“What that means is that a $500,000 loan would carry a fee that would generally be anywhere between $2,500 to $5,000 less than most people in the industry,” explains David.
iFinance Real Estate also relies heavily on its founder’s years of experience as the chief financial officer of one of the nation’s most significant mortgage companies. Working there, Howie saw all the ins and outs of the finance industry and helped him understand how his clients can better navigate through the county’s loan system.
For millions of Americans every year, getting a mortgage isn’t the real issue. It’s keeping up with the payments. Sometimes a few digits off the interest rates could mean all the difference and stave away any payment or foreclosure issues. That’s what drives David Howie Jr. to do what he does best over at iFinance. For him, it isn’t just about getting clients. It’s about serving aspiring homeowners and helping them turn their families dreams into a reality.
iFinance Real Estate acts as a DBA for Aston Morley Real Estate Services. Over the years, the company has now served tens of thousands of individuals and families. Moreover, it has helped acquire thousands of properties in the South Lake Tahoe, Sacramento, Placer, and El Dorado areas.
David maintains that a home is a fundamental right and need. He pushes the limits of iFinance Real Estate because he wants to award people that right, even if it means putting a thousand dollars on the line every time he talks to a client.“Ensuring that you make the right choice for you and your family is my ultimate goal,” adds Howie Jr. “And I am committed to providing my customers with mortgage services that exceed their expectations.” Learn more about David and iFinance Real Estate by visiting their website and Facebook page.